When you’re ready to place an offer on a home, both your real estate agent and the seller will want to see a pre-approval letter. This proves that you‘re likely to be able to make the purchase and, therefore, you can be taken seriously. In a competitive housing market, sellers prefer a pre-approved buyer. Start the first step in the home buying process by speaking with a lender to get pre-approved for your mortgage.
Home insurance helps protect homeowners by giving them the peace of mind knowing that they are financially covered in case of natural disasters, theft and vandalism, and accidental injuries in their home. Learn more about homeowners insurance coverage by contacting an expert local insurance agent.
Unlike homeowner's insurance, which covers theft and damage to your property caused by fires and storms, home warranties will take care of appliances and mechanical systems that might break down because of normal wear and tear. Home warranty policies are affordable and available when purchasing a home, selling a home, or even if you are not planning on making a move. Get additional information on home warranty policies available to you.